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Built for how Kenyan groups actually run.
Every shilling recorded, every member seeing the same numbers — contributions, loans, welfare and meetings in one shared record.
ChamaPro is deliberately early. We're in a closed pilot with a small number of Kenyan chamas, perfecting the details before we scale.
The friction we're removing
Built around the exact pain points Kenyan chamas tell us about most.
Member management
Digitally onboard members, keep one clear record of who's in, who's out, and who owes what.
Contribution tracking
M-Pesa auto-sync records every shilling the moment it's paid — visible to every member.
Loans & guarantors
Members apply on their phones. You approve in one tap, and repayments track themselves.
Welfare & emergencies
A clear approval workflow and documented disbursements for emergency support.
Trust & transparency
Role-based access. Members see exactly what they should — nothing more.
Reports in seconds
Meeting-ready reports without the spreadsheet gymnastics.
What pilot groups report improving
Unnamed feedback from the chamas in our closed pilot — the frictions they tell us are easing as one shared record replaces the notebook and the spreadsheet.
Without a shared record
- Hours spent reconciling contributions every meeting
- WhatsApp arguments about whose turn it is
- Excel sheets for tracking loans and guarantors
- Manual attendance tracking and awkward fine collection
- No visibility into group performance
With ChamaPro
- M-Pesa auto-sync. Every shilling visible in real time
- Automated rotation. No more disputes
- Members apply on phone. You approve in one tap
- Automated fines. Members pay on time
- See your group health at a glance. No spreadsheet gymnastics
Help shape what we build next
We're working closely with a handful of pilot chamas in Kenya. Every feature is shaped by real treasurers, chairpersons, and secretaries — not assumptions. Join the pilot, and your group's feedback will directly influence the roadmap.
Built for the way Kenyan groups run
Every shilling visible to every member.
M-Pesa
Auto-sync
Real-time
Transparency
Double-entry
Accounting
30-day
Free trial
Ready to bring ChamaPro to your group?
Start managing your finances professionally today — free for 30 days.